Legal

AML Policy

FIN INSIDER does not tolerate money laundering and supports the fight against money launderers.
FIN INSIDER follows the guidelines set by the UK’s Joint Money Laundering Steering Group. The UK is a full member of
the Financial Action Task Force (FATF), the intergovernmental body whose purpose is to combat money laundering
and terrorist financing.
FIN INSIDER now has policies in place to deter people from laundering money. These policies
include:

• Ensuring clients have valid proof of identification
• Maintaining records of identification information
• Determining that clients are not known or suspected terrorists by checking their names against lists of
known or suspected terrorists
• Informing clients that the information they provide may be used to verify their identity
• Closely following clients’ money transactions
• Not accepting cash, money orders, third party transactions, exchange houses transfers or Western Union
transfers.
Money laundering occurs when funds from an illegal/criminal activity are moved through the financial system
in such a way as to make it appear that the funds have come from legitimate sources.
Money Laundering usually follows three stages:

• Firstly, cash or cash equivalents are placed into the financial system

• Secondly, money is transferred or moved to other accounts (e.g. futures accounts) through a series of
financial transactions designed to obscure the origin of the money (e.g. executing trades with little or no
financial risk or transferring account balances to other accounts)

• And finally, the funds are re-introduced into the economy so that the funds appear to have come from
legitimate sources (e.g. closing a futures account and transferring the funds to a bank account).
Trading accounts are one vehicle that can be used to launder illicit funds or to hide the true owner of the funds. In
particular, a trading account can be used to execute financial transactions that help obscure the origins of the funds.
FIN INSIDER directs funds withdrawals back to the original source of remittance, as a
preventative measure.

International Anti-Money Laundering requires financial services institutions to be aware of potential money
laundering abuses that could occur in a customer account and implement a compliance program to deter,
detect and report potential suspicious activity.

These guidelines have been implemented to protect FIN INSIDER and its clients for questions
or comments regarding these guidelines, please contact our support team
at: [email protected]

Refund Policy

In certain exceptional circumstances, The company may refund payments made by credit card.
In this case, the funds will be refunded to the card that was used for the deposit.
The customer has the right to close his/her account at any time he/she wishes to. The
company will approve the account closure if:
a. there are not active investments placed.
b. There are no investigations underway associated with any of the terms of the
current terms of services.

1. If there are no charges applied to the account, the company has to close the account by the
Customer’s demand.

2. If the account of the customer has been suspended due to the violation of the current
Online Services Agreement or due to any other abuse detected by the customer, the
refund is not provided under any circumstances.

3. The Company does not have to provide any type of the refund in case the loss was
caused due to any reason either foreseen or unforeseen.

4. A refund request can be made in cases in which the account had been deposited into, but no
orders were executed by the customer. In this case, the same method of payment used for
the deposit will be used for the refund. The refund will be for the full amount, unless other
arrangements have been made.

5. Processing of refund requests can take up to 2 business days provided that the customer
account is fully verified, the customer has submitted a withdrawal request (via the
company cashier), the funds are still available in the customer`s balance and the customer
doesn’t have any active bonus agreements that prevent him from withdrawing funds (see
chapter 19 of the Online Services Agreement).

6. All other requests will be treated as WITHDRAWALS and will be processed using those
methods and procedures.

If you have any questions about this Policy do not hesitate to contact us by e-mail:
[email protected]

This Agreement has been drafted in the English language. In the event of any discrepancy
between the meanings of any translated versions of this agreement and the English language
version, the meaning of the English language version shall prevail.
In compliance with anti-money laundering regulations, company is allowed to transfer funds
only to an account bearing your name. company may require additional information or
documentation prior to releasing funds to your account. Docs need to be sent to
[email protected]

KYC Policy

Know your customer policies have become increasingly important worldwide lately, especially among banks
and other financial institutions, in order to prevent identity theft, money laundering, financial fraud and
terrorist activity.

FIN INSIDER holds a zero-tolerance fraud policy, and is taking all measures possible to prevent it. Any
fraudulent activity will be documented and all related accounts to it will be immediately closed. All funds in these
accounts will be forfeited.

Prevention:
FIN INSIDER aims to ensure the integrity of any sensitive data it obtains, such as your account information and
the transactions you make, using a variety of security measures and fraud controls. Securing your electronic
transactions requires us to be provided with certain data from you, including your preferred deposit method.
When you deposit funds, we will require the following documents:
• A copy of your valid passport with the signature page

• Copies of your credit cards, used to make the deposit (Front side with only the 4 last digits visible,
back side with the CVV covered).

• A copy of a recent utility bill in your name and address

• A signed purchase history of your online transactions

If you have any questions, please don’t hesitate to contact our customer support: [email protected]
• When do I need to provide these documents?

We highly appreciate you taking the time to provide us with all the necessary documents as soon as you can, in
order to avoid any delays in processing your transactions. We require the receipt of all the necessary documents
prior to making any cash transactions to your benefit.

Some circumstances may require us to request these documents before allowing any other activities in your
account, such as deposits or trades.
Please note that if we will not receive the required documents on file, your pending withdrawals will be canceled
and credited back to your trading account. We will notify you on such event via our system.

• How can I send you these documents?
Please scan your documents, or take a high-quality digital camera picture, save the images as jpegs, then send it
to us via mail: [email protected]

• How do I know my documents are safe with you?

FIN INSIDER holds the security of documentation at highest priority, and treats all documents it receives
with utmost respect and confidentiality. All files we obtain are fully protected using the highest level possible of
encryption at every step of the review process.

We thank you for your cooperation in helping us make FIN INSIDER a safer place to trade.

Privacy Policy

At FinInsider one of our main priorities is the privacy of our visitors. This Privacy Policy
document contains types of information that is collected and recorded by FinInsider
and how we use it.
If you have additional questions or require more information about our Privacy Policy, do not
hesitate to contact us.
This Privacy Policy applies only to our online activities and is valid for visitors to our website
with regards to the information that they shared and/or collected on fininsider.ai. This
policy is not applicable to any information collected offline or via channels other than this
website.
If you have additional questions or require more information about our Privacy Policy, do not
hesitate to contact us.
Consent
By using our website, you hereby consent to our Privacy Policy and agree to its terms.
Information we collect
The personal information that you are asked to provide, and the reasons why you are asked
to provide it, will be made clear to you at the point we ask you to provide your personal
information.
If you contact us directly, we may receive additional information about you such as your name,
email address, phone number, the contents of the message and/or attachments you may send
us, and any other information you may choose to provide.
When you register for a trading account, we may ask for your contact information, including
items such as name, FinInsider, address, email address, and telephone number.
How We Use Your Information
We use the information we collect in various ways, including to:
• Provide, operate, and maintain our website
• Improve, personalize, and expand our website
• Understand and analyze how you use our website
• Develop new products, services, features, and functionality
• Communicate with you, either directly or through one of our partners, including for
customer service, to provide you with updates and other information relating to the
website, and for marketing and promotional purposes
• Send you emails
• Find and prevent fraud
• Log Files
FinInsider follows a standard procedure of using log files. These files log visitors when they
visit websites. All hosting companies do this as part of hosting services’ analytics. The
information collected by log files include internet protocol (IP) addresses, browser type, Internet
Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of
clicks. These are not linked to any information that is personally identifiable. The purpose of the
information is for analyzing trends, administering the site, tracking users’ movement on the
website, and gathering demographic information.
Cookies and Web Beacons
Like any other website, FinInsider uses cookies. These cookies are used to store
information including visitors’ preferences, and the pages on the website that the visitor
accessed or visited. The information is used to optimize the users’ experience by customizing
our web page content based on visitors’ browser type and/or other information.
For more general information on cookies, please read the FinInsider Cookies Policy.
Advertising Partners Privacy Policies
Some of the advertisers we work with may use cookies and web beacons. Our advertising
partners are listed below. Each of our advertising partners has their own Privacy Policy for their
policies on user data. For easier access, we hyperlinked to their Privacy Policies below.
Third-party ad servers or ad networks use technologies like cookies, JavaScript, or Web
Beacons that are used in their respective advertisements and links that appear on Main
Financial, which are sent directly to users’ browsers. They automatically receive your IP
address when this occurs. These technologies are used to measure the effectiveness of their
advertising campaigns and/or to personalize the advertising content that you see on websites
that you visit.
Note that FinInsider has no access to or control over these cookies that are used by
third-party advertisers.
Third Party Privacy Policies
FinInsider Privacy Policy does not apply to other advertisers or websites. Thus, we advise
you to consult the respective Privacy Policies of these third-party ad servers for more detailed
information. It may include their practices and instructions about how to opt-out of certain
options.
You can choose to disable cookies through your individual browser options. To know more
detailed information about cookie management with specific web browsers, it can
be found at the browsers’ respective websites.
GDPR Data Protection Rights
We would like to make sure you are fully aware of all of your data protection rights. Every
user is entitled to the following:
1. The right to access – You have the right to request copies of your personal data. We
may charge you a small fee for this service.
2. The right to rectification – You have the right to request that we correct any information
you believe is inaccurate. You also have the right to request that we complete the
information you believe is incomplete.
3. The right to erasure – You have the right to request that we erase your personal data,
under certain conditions.
4. The right to restrict processing – You have the right to request that we restrict the
processing of your personal data, under certain conditions.
5. The right to object to processing – You have the right to object to our processing of your
personal data, under certain conditions.
6. The right to data portability – You have the right to request that we transfer the data
that we have collected to another organization, or directly to you, under certain
conditions.
7. If you make a request, we have one month to respond to you. If you would like to
exercise any of these rights, please contact us.
8. Children’s Information
9. Another part of our priority is adding protection for children while using the internet. We
encourage parents and guardians to observe, participate in, and/or monitor and guide
their online activity.
Children’s Information
Another part of our priority is adding protection for children while using the internet. We encourage
parents and guardians to observe, participate in, and/or monitor and guide their online activity.
FinInsider does not knowingly collect any Personal Identifiable Information from children
under the age of 18. If you think that your child provided this kind of information on our website,
we strongly encourage you to contact us immediately and we will do our best efforts to
promptly remove such information from our records.

Terms and Conditions

1. This Agreement describes the terms, conditions and risks applicable to your use of our services
available under the domain and sub-domains of FinInsider. If you have any questions
regarding this Agreement, please contact Customer Support. You must read, agree with and accept
all of the terms and conditions contained in this User Agreement without modifications,which
include those terms and conditions expressly set forth below and those incorporated by reference,
before you may become a customer of FinInsider.
2.The following terms used in this Agreement shall have the meaning ascribed next to them, unless
stated otherwise in this Agreement:
1. “System” shall mean an electronic system designed to facilitate trading in Financial
Contracts via the Internet using FinInsider platform as defined abovesubject to all
terms of this Agreement and the terms of the Trading Manual (as defined below) which
conforms an integral part of the Agreement;
2. “Financial Contract” or “Contract” shall mean a contract to purchase CFDs or Digital
Options or any other financial offering that the Company may offer by the System from
time to time to its customers;
3. “Contract Price” shall mean the rates offered by the System and based upon “Indicative”
rates provided by various financial information systems as the current updated rates for
contracts of the applicable nature on the financial markets;
4. “Markets” shall mean the international financial, commodities, and other applicable
markets, where contract rates are being fixed upon free trade, and other markets where
various financial assets are traded;
5. “Business Day” shall mean one calendar day beginning at 00:00 and ending at 23:59 GMT;
6. “Transaction” shall mean purchase/sale of a Financial Contract for a fixed price;
7. “Closing” shall mean a reversed transaction aimed to close an open position (sale of a
financial contract previously purchased and vice versa) with a sum or at a quantity
identical to the one spent in the initial transaction on the same Business Day;
8. “Collateral” shall mean the initial sum deposited by you with the Company after the deduction
of loses, deduction of funds withdrawn by yourself, plus profits derived from the Transactions;
3. “Trading Manual” shall mean the manual detailing the procedures and terms for
the performance and execution of Transactions;
This Agreement is effective upon acceptance in registration for newly registering customers, or
upon receipt of e-mail notification by other users. The Agreement is otherwise effective for all
users of FinInsider. If you do not agree to be bound by the terms and conditions of this
Agreement, do not use or access our services, and inform us in writing immediately. By using our
services, you agree to be bound fully by all our terms and conditions.
The Company may amend or revise this Agreement at any time by posting the amended terms on
the Site and, by continuing to trade through the platform, you affirm that you agree to be bound by
future revisions. Whenever such changes to the terms & conditions of this web site are made, to
The Company will post such changes on the web site.
All amended terms shall be effective two weeks after their initial posting on the web site, or as of
the first time that you use our services after such amendments were made, whichever is sooner. If
you do not agree to be bound by the changes to the terms and conditions of this agreement, do not
use or access our services, and inform us in writing immediately.
This Online Services Agreement is made by and between to The Company and you. This
Agreement applies to both to The Company`s web site and the trading platform, as well as to the
electronic content and or software currently contained on the web site that supplies the
customer with real time information and any other features, content or services that the
company may add in the future.
4. Our services are available to and may only be used by individuals or companies who can form
legally binding contracts under the law applicable to their country of residence. Without limiting
the foregoing, our services are not available to persons under the age of 18 or otherwise under
legal age (“Minors”). If you are a Minor, you may not use this service. If you do not qualify, please do
not use our web site. For avoidance of doubt, we shall not be responsible for any unauthorized use
by Minors of our Services in any way or manner. Furthermore, our services are available only to,
and may only be used by individuals who have sufficient experience and knowledge in financial
matters to be capable of evaluating the merits and risks of acquiring financial contracts via this Site
and have done so without relying on any information contained in this Site. Without derogating
from the above provision, we shall not be responsible for verifying and/or checking whether you
possess such sufficient knowledge and/or experience, nor shall we be responsible for any damage
and/or loss incurred by you as a result of insufficient knowledge and/or experience. If you do not
qualify, please do not use our web site.
Without limiting the foregoing, our services are not available where they are illegal to use, and the
company reserves the right to refuse and /or cancel services to anyone at its own discretion. Legal
Restrictions Without limiting the foregoing, you understand that laws regarding financial contracts
vary throughout the world, and it is your obligation alone to ensure that you fully comply with any
law, regulation or directive, relevant to your country of residency with regards to the use of the web
site.
For avoidance of doubt, the ability to access our Web site does not necessarily mean that our
services, and/or your activities through it, are legal under the laws, regulations or directives
relevant to your country of residency. This web site does not constitute, and may not be used for
the purposes of, an offer and/or solicitation to anyone in any jurisdiction in which such offer
and/or solicitation is not authorized, and/or to any person to whom it is unlawful to make such an
offer and/or solicitation.
Access to this web site, and the offering of financial contracts via this site, may be restricted in certain
jurisdictions (such as Canada), and, accordingly, users accessing this site are required to inform
themselves of, and to observe, such restrictions. You hereby declare that the moneys invested in your
account with the company do not originate from any criminal or illegal activity.
5. FinInsider grants you a non-exclusive, non-transferable and limited personal license to
access and use its web site (the “License”). This License is conditioned on your continued
compliance with the terms and conditions of this Agreement. You agree not to “deep-link” to the
web site, resell or permit access of the web site to others, and not to copy any materials appearing
on the web site for resale or for any other purpose to others without the prior written consent of
FinInsider. For avoidance of doubt, you shall be responsible and bound by any unauthorized
use of the site, made in breach of this section. You agree to use the information received from the
information systems of The Company for the sole purpose of executing transactions inside and
within the FinInsider website. You also agree not to use electronic communication feature of a
Service on the Site for any illegal, abusive, intrusive, obscene, threatening or hateful purpose, as
well as harassment and vilification in the privacy of others.
The License granted under this Agreement will terminate if FinInsider believes that any
information provided by you, including your e-mail address, is no longer current or accurate, or
if you fail to otherwise comply with any term or condition of this Agreement and all rules and
guidelines for each service The Company establishes that you have abused in any way (including
but not limited to engaging in a transaction out of market rates) the FinInsider trading
platform.
Upon such violation, you agree to cease accessing services. You agree that The Company, at its sole
discretion and with or without notice, may terminate your access to any or all services, close your
open transaction and remove and discard any information or content within a Service
Communications Unless otherwise indicated for a particular Service, any communications or
material of any kind that you e-mail or otherwise transmit through the services, including
information, data, questions, comments or suggestions (your “Communications”) will be treated as
non-proprietary and non-confidential.
By accepting this Agreement, you grant a license to FinInsider to use your
communications in any way it sees fit, either on the web site or elsewhere, with no liability or
obligation to you.
FinInsider is free to use any idea, concept, know-how or technique or information
contained in your communications for any purpose including, but not limited to, developing
and marketing products.
The Company is entitled, but not obligated, to review or retain your communications.
The Company may monitor your communications to evaluate the quality of service you receive, your
compliance with this Agreement, the security of the Web site, or for other reasons.
You agree that such monitoring activities will not entitle you to any cause of action 2or other right
with respect to the manner, in which The Company monitors your communications.
In no event The Company will be liable for any costs, damages, expenses or any other liabilities
incurred by you as a result The Company’s monitoring activity.
6. The Company will supply you with the informational and technical means to use its Services in a
twenty-four-hour mode of operation starting Sunday 22:00 GMT to Friday 21:00 GMT except on
official holidays in the USA and Europe. The Company shall provide you with access to trading
transactions and quotes through the reserve in a twenty-four-hour mode of operation starting
Sunday 22:00 GMT to Friday 21:00 GMT, except on official holidays in the USA and Europe, through
the operators The Company. The Company will fulfill to the best of its abilities all your trading
orders, keep the register of your orders and of their fulfillment, and will provide you with necessary
extracts upon your request.
The Company shall provide the following online reports:
Open Positions: Report presenting the account’s open transactions.
Account Statement: Report presenting the account’s balance and statement at a given point of
time.
Tax collection: you know, understand and agree that, in general The Company does not collect tax
on behalf of any authority in any form or manner.
The Company forbid connecting / trading / depositing using two different accounts from the
same computer / IP.
Without limiting the foregoing, it is your obligation alone to calculate and pay all taxes applicable to
you in your country of residence, or otherwise arising as a result of your trading activity from the
use of the company’s services. Without derogating from your sole and entire responsibility to
perform tax payments, you agree that the company may deduct tax, as may be required by the
applicable law, but is not obligated to do so, from the results of the activity with FinInsider.
7. When you register for the service, FinInsider will ask you to provide certain identifying
information (“Registration”). You agree to provide true, accurate, current and complete
information about yourself during the Registration process, and you also agree not to impersonate
any person or entity, misrepresent any affiliation with another person, entity or association, use
false headers or otherwise conceal your identity from Company for any purpose.
If you are registering as or for a business entity, you hereby declare that you have the authority to
bind that entity to this Agreement. The Company will treat with care the information you entrust
to the Company, in accordance with the disclosures it provides during the Registration process
and in its Privacy Policy.
During the Registration process you will be asked to choose a user name and password that will be
used by you every time you access the Web site to use the service. For your protection and that of
other Web site users, you should not share your registration information (including your password
and username) with another person or business entity for any purpose including, but not limited to,
facilitating access and unauthorized use of the Service.
You alone are responsible for all acts or omissions that occur within the Web site through the
use of your registration information. If you believe that someone has used or is using your
registration information, user name or password to access any Service without your
authorization, you should notify our Customer Support immediately.
Important Information About Customer Identification Procedures for opening a new account to
help governments fight the funding of terrorism and money laundering activities, the applicable
laws require that all financial institutions shall obtain, verify, and record information identifying
each person who opens an account.
What does that mean for you? When you open an account, we ask that you provide your name,
address, date of birth and other information that will allow us to identify you.
8. The Company does its utmost to ensure the privacy, confidentiality and security of its customers are
preserved both throughout their interaction with the company and afterwards, to the fullest
extent achievable by the company. When customers register with The Company, they
acknowledge their willingness to share with the company certain private information which we
use for the purpose of confirming the customer’s identity and ensuring the security of their
deposits and trading account. This information is collected in line with our stringent verification
procedures which are used to deter international money laundering operations and to ensure the
security and safety of our customer’s trading activity throughout.
Our customers undertake to supply us with true, updated and accurate information about their
identity. Furthermore, they are required to state categorically that they are registering and
trading on their own behalf and are not seeking at any time to act any manner which could be
considered fraudulent nor are they seeking to impersonate any other individuals for any
purposes whatsoever.
The Company data collection procedures include the collection of customer’s freely disclosed
information as shared with the company, in addition to the placement of cookies for the purposes
of gathering data about the manner in which customer’s interact with the fininsider.ai
website. These tools for gathering customer’s information are employed for the purpose of
ensuring the customer’s own security and all data collected by the company is shared only with
individuals within the company who are involved with the verification of customer account
information for the express purpose of ensuring the customer’s confidentiality and security.
FinInsider will never disclose any private or otherwise confidential information in regards to
our customers and former customers to third parties without the express, written consent of our
customers, except in such specific cases in which disclosure is a requirement under law, or is
otherwise necessary in order to perform verification analysis on the customer’s identity for the
purposes of safeguarding their account and securing their personal information. By registering
with FinInsider and through the voluntary interaction they undertake with The Company’s
products and services the customer confirms and agrees that they consent to the use of all or part
of the information they supply concerning their FinInsider trading account, the transactions
they undertake through it and the interactions which they perform with the company on behalf of
the company. All interactions the customer undertakes with the company will be stored by the
company for the purposes of record and as such may be employed by the company in such cases
that disputes arise between customers and The Company. The Company does its utmost to ensure
the confidentiality of its customers personal information including the implementation of data
protection procedures designed to ensure customer confidentiality. The Company ensures that its
data protection policy is regularly updated in order to ensure that customer’s confidential
information is continually safeguarded.
From time to time The Company may contact customers whether by phone or email for the
purpose of offering them further information about The Company, CFDs trading or financial
market trading. In addition, the company may, on occasion, seek to contact customers, whether by
phone or by email, for the purpose of informing them of unique promotional offerings provided by
The Company for the customer.
Customers consent to the receipt of such contact when they consent to our terms and conditions
of use when registering with The Company. Any person wishing to opt out of further contact with
The Company at any time whatsoever is entitled to do so, simply by contacting the
company whether by phone or email and requesting that no further contact on behalf of the
company be made.
9. The customer hereby agrees to indemnify and hold harmless The Company, its directors, officers,
employees or agents from and in respect of any loss, damage, liability, cost or expense that it may
suffer or incur by reason of the customer failing to discharge its obligations under or acting in
breach of any of the terms and conditions herein contained or as a result of any breach of any
applicable laws or regulations.
In the event that there is any liability of the Customer to The Company its directors, officers,
employees or agents under the indemnity provisions of the clause hereinabove, The Company
shall have the right to set-off that amount against any balance held to the credit of the account
opened by the customer with The Company.
Limitation of Liability in no event The Company or its officers, directors or employees be liable
for lost profits or any special, incidental or consequential damages arising out of or in connection
with our web site, our services or this agreement (however arising, including negligence) except
as stated in this agreement. The liability of The Company its officers, directors or employees, to
you or any third parties in any proven circumstance is limited to the amount of money you
transferred or deposited in your account at The Company in relation to the transaction giving
rise to such liability.
Consecutive deposits made on the Customer`s trading account, by his own volition and
authorized by him, will be considered as a proof of good quality of services provided by the
Company.
10. You agree to take full responsibility for any trading taking place on your account and shall be
the only person liable for any profits and losses on your trading platform. Without limiting the
foregoing, the financial services contained within this site are suitable only for customers who are
able to bear the loss of all the money they invest, and who understand the risks and have
experience in taking risks involved in the acquisition of financial contracts. You are responsible for
careful consideration whether such Transactions suits you and your purposes while taking into
consideration your resources, your personal circumstances and understanding the implications of
actions made by yourself. It is highly recommended that you consult with tax experts and legal
advisors.
Risk Factors Disclosure appendix.
THE EXECUTION OF FINANCIAL TRANSACTIONS, SIMILAR IN NATURE TO THE TRANSACTIONS
CONTEMPLATED AND DESCRIBED IN THIS AGREEMENT INVOLVE THE USE OF A FINANCIAL
LEVERAGE. THE USE OF A HIGH FINANCIAL LEVERAGE COUPLED WITH EXECUTION OF THE
TRANSACTIONS DESCRIBED IN THIS AGREEMENT SHOULD BE CONSIDERED AS HIGH-RISK
FINANCIAL ACTIVITIES. YOU SHOULD CAREFULLY
CONSIDER WHETHER THIS KIND OF FINANCIAL ACTIVITY SUITS YOUR NEEDS, YOUR FINANCIAL
RESOURCES AND YOUR PERSONAL CIRCUMSTANCES. SINCE THE RISK OF LOSS OF PART OR ALL
OF THE INVESTED FUNDS IN A SHORT PERIOD OF TIME IS HIGH, IT IS ADVISABLE TO USE FUNDS
WHICH ARE DESIGNATED BY YOU FOR HIGH RISK SPECULATIVE FINANCIAL TRANSACTIONS.THE
CAUTIONS DETAILED IN THIS DISCLOSURE SECTION DO NOT INCLUDE ALL POSSIBLE RISKS
ASSOCIATED WITH THE KIND OF TRANSACTIONS CONTEMPLATED UNDER THIS AGREEMENT.
Trading in financial markets in general and purchasing Digital Options in particular is speculative
and involves extremely high risk and high financial leverage. It is manifestly stated by the Customer
that he fully understands that minor differences in market prices may occur in short time periods
and may cause high profits or losses in relation to the securities, as high as total loss of all securities,
all in short time period and that there is no existing method that can assure profits from
Transactions in financial markets.
By registering to the Site opening an account and carrying out Transactions, you hereby
approve that you are aware of the following:
• The type of Transactions offered by the System may be considered special risk
transactions and carrying them out might involve high level of risk.
• You agree and confirm that you have full information and knowledge regarding options,
including CFDs and the risks involved in options Transactions in general and
Binary/Digital Options Transactions in particular. Carrying out Transactions is at your
sole discretion and you hereby undertake the risks involved in such Transactions and
have the financial capability to finance the aforesaid Transactions
• You are aware that the contract prices presented by The Company may be REFERRED to as
strike price or option price are the prices at which The Company willing to sell its CFDs.
These prices do not NECESSARILY reflect live market values.
• In the event of purchasing CFDs you might expose yourself to considerable loss of the
invested money or even to total loss of the securities.
• You read the terms of this Agreement and all terms relating to Financial Contracts as they
are defined in this Agreement prior to the execution of any Financial Contract and fully
understand the consequences and results of success or failure.
• You know that incorrect investment may cause you considerable loss.
• You know that the lifetime of any Financial Contract offered by the System may be as
short as a few minutes.
• The use of the System is solely designated for sophisticated users with the ability to
sustain swift losses up to total loss of the invested money and/or the securities. You are
responsible for careful consideration whether such Transactions suits you and your
purposes while taking into consideration your resources, your personal circumstances and
understanding the implications of actions made by yourself. It is highly recommended that
you consult with tax experts and legal advisors.
The maximum loss that may be incurred by any customer is the amount of money paid by them to
the company including rolling fees for day trade deals. Subject to market conditions, Stop
Loss Orders shall be executed either at the exact exchange rate selected by the customer, where
the amount will be calculated automatically, or at the exact amount of loss selected by the
customer, where the exchange rate will be calculated accordingly.
A transaction of that nature shall be executed as soon as the distinctive (“Indicative”) exchange rate
is found on the financial information systems which, including the Company’s spread, is either
identical to the order given by the customer, or indicates an identical amount of loss declared by
the customer. The calculation of the price to be paid (or the payout to be received) for financial
contracts on this site, at the time the financial contract is purchased or sold, will be based on the
Company’s best estimate of market prices and the expected level of interest rates, implied
volatilities and other market conditions during the life of the financial contract, and is based on a
complex arithmetic calculation. The calculation will include a spread in favor of the Company. The
financial contract prices (or the payout amounts) offered to customers speculating on market or
index prices, may differ substantially from prices available in the primary markets where such
contracts are traded, due to the spread favoring the Company in the price calculation system
referred to above.
The Company does not provide a market amongst or between customers for investments or
speculations. Each financial contract purchased by a customer via this site is an individual
Agreement made between that customer and the Company, and is not transferable, negotiable or
assignable to or with any third party.
11. The Company may make available to you through one or more of its services a broad range of
financial information that is generated internally or obtained from agents, vendors or partners
(“Third Party Providers”). This includes, but is not limited to, financial market data, quotes, news,
analyst opinions and research reports, graphs or data. (“Market Information”). Market Information
provided on these web pages is not intended as investment advice. The Company does not endorse
or approve the market information, and we make it available to you only as a service for your own
convenience. The Company and any Third-Party Providers do not guarantee the accuracy,
timeliness, completeness or correct sequencing of the Market Information, or warrant any results
from your use or reliance on the Market Information. Market Information may quickly become
unreliable for various reasons including, for example, changes in market conditions or economic
circumstances. Neither the Company nor the Third-Party Providers are obligated to update any
information or opinions contained in any Market Information, and we may discontinue offering
Market Information at any time without notice.
You agree that neither The Company nor the Third-Party Providers will be liable in any way for the
termination, interruption, delay or inaccuracy of any Market Information. You will not “deep-link”,
redistribute or facilitate the redistribution of Market Information, nor will you provide access to
Market Information to anyone who is not authorized by The Company to receive Market
Information.
12. You shall be responsible for providing and maintaining the means by which to access the web
site, which may include, but is not limited to, a personal computer, modem and telephone or other
access line. You shall be responsible for all access and service fees necessary to connect to the Web
site and assume all charges incurred in accessing such systems. You further assume all risks
associated with the use and storage of information on your personal computer or on any other
computer through which you will gain access to the Web site and the services.
You represent and warrant that you have implemented and plan to operate and maintain
appropriate protection in relation to the security and control of access to your computer,
computer viruses or other similar harmful or inappropriate materials, devices, information or
data. You agree that The Company will not be liable in any way to you in the event of failure of or
damage or destruction to your computer systems, data or records or any part thereof, or for
delays, losses, Errors or omissions resulting from the failure or mismanagement of any
telecommunications or computer equipment or software.
You will not transmit to or in any way, whether directly or indirectly, expose The Company or any
of The Company’s online service providers to any computer virus or other similarly harmful or
inappropriate material or device.
13. Acquisition of a financial contract is completed when the financial contract has been customized,
the premium (or the margin, as the case may be) has been calculated and payment has been verified.
You agree to be fully and personally liable for the due settlement of every transaction entered into
under your account with the company.
1. You are responsible for ensuring that you alone control access to your account, and
that no Minor or other person is granted access to trading on the web site using your
account.
2. In any case, you alone remain fully liable for any and all positions traded on your
account, and for any credit card transactions entered into the site for your account.
You agree to indemnify the company fully in respect to all costs and losses whatsoever as may be
incurred by the company as a result, direct or indirect, of your failure to perform or settle such a
transaction.
You agree that in the case that any financial contract is acquired or sold at prices that do not
reflect its market prices, or that is acquired or sold at an abnormally low level of risk (the
“Mispricing”) due to an undetected programming Error, bug, defect, Error or glitch in our web
site software or any other reason resulting in mispricing (for the purpose of this section the
“Error”), The Company reserves the right to cancel such transactions upon notifying you of the
nature of the Computer Error that led to the mispricing.
You have a duty to report to the Company any problem, Error or suspected system or other
inadequacies that you may experience Company’s Rights.
The Company reserves the right to suspend the operation of this site or any part or sections of it.
In such an event, The Company may, at its sole discretion (with or without notice), close out the
customers’ open financial contracts at prices it considers fair and reasonable at such a time and no
claims may be entertained against the company in connection thereto.
The Company may, at its sole discretion, impose volume or other limits on Customer accounts.
Contract payouts shall be determined The Company by reference to the daily values reported on
this Web site relevant to the inter-bank trading data received by the company for all options,
subject to the proviso that The Company shall have the right to make corrections to such data in the
event of mispriced or typographically incorrect data.
14. You agree that The Company will not be liable in any way to you or to any other person in the
event of force majeure, or for the act of any Government or legal authority, or for the failure of or
damage or destruction to its computer systems, data or records or any part thereof, or for delays,
losses, Errors or omissions resulting from the failure or mismanagement of any
telecommunications or computer equipment or software. The parties shall be released of all
responsibilities for partial, full or non-fulfillment, as well as for improper fulfillment of the
obligations under this Agreement, if such non-fulfillment or improper fulfillment was a result of
extraordinary events, which occurred after this Agreement was concluded and which the party
could not either foresee or prevent (natural calamities, wars, armed conflicts etc.).
15. You understand that while the Internet and the World Wide Web are generally reliable,
technical problems or other conditions may delay or prevent you from accessing the Web site The
Company shall not be liable, and you agree not to hold or seek to hold The Company or any of its
agents or service providers liable, for any technical problems, system failures and malfunctions,
communication line failures, equipment or software failures or malfunctions, system access issues,
system capacity issues, high Internet traffic demand, security breaches and unauthorized access,
and other similar computer problems and defects. The Company does not represent, warrant or
guarantee that you will be able to access or use the Web site at times or locations of your choosing,
or that The Company will have adequate capacity for the Web site as a whole or in any geographic
location. The Company does not represent, warrant or guarantee that the web site will provide
uninterrupted and Error-free service. The Company does not make any warranties or guarantees
with respect to the web site and its content, including but not limited to, warranties for
merchantability or fitness for a particular purpose. Without limiting the foregoing, The Company
will not be responsible for an impossibility to execute orders and requirements due to failures in
the operation of informational systems caused by technical faults, which are beyond its control.
16. The Company may provide a link to other sites that are controlled or offered by third parties.
Such a link to a site or sites is not an endorsement, authorization, sponsorship or affiliation with
respect to such site, its owners or its providers. The Company cautions you to ensure that you
understand the risks involved in using such sites before retrieving, using, relying upon or
purchasing anything via the Internet. Links to these web sites are provided solely for your
convenience, and you agree that under no circumstances will you hold The Company liable for any
loss or damage caused by use of or reliance on any content, goods or services available on other
sites.
17. All content, trademarks, services marks, trade names, logos and icons are the property of The
Company or its affiliates or agents and are protected by copyright laws and international treaties
and provisions.
1. You agree not to delete any copyright notices or other indications of protected
intellectual property rights from materials that you print or download from the web site.
You will not obtain any intellectual property rights in or any right or license to use such
materials or the web site, other than as set out in this Agreement.
2. You acknowledge that the Software contains proprietary trade secrets of the Company and
you hereby agree to maintain the confidentiality of the Software using at least as great a
degree of care as you use to maintain the confidentiality of your own most confidential
information. You agree to reasonably communicate the terms and conditions of this
Agreement to those persons employed by you who come into contact with the Software,
and to use best efforts to ensure their compliance with such terms and conditions.
Images displayed on the web site are either the property of The Company or used with permission.
You agree not to upload, post, reproduce or distribute any information, software or other material
protected by copyright or any other intellectual property right (as well as rights of publicity and
privacy) without first obtaining the permission of the owner of such rights and the prior written
consent The Company.
Nothing contained on the web site shall be construed as granting, by implication, estoppels, or
otherwise, any license or right to use any trademark without the written permission of The
Company and/or such third party that may own the trademarks. Your use of the trademarks or
any other content of the web site, except as provided herein, is strictly prohibited.
18. It is important that you be fully aware of the following points: A Day-Trading position may be
extended to the following day, as presented to you on the site. Such extension is subject to a
Renewal Fee (Rolling Fee) at the rate and time as specified on the site. The Company via the
Company trading platform shall collect such Renewal Fee from the free balance in your account
held with Company. In the event there are not sufficient funds in your free balance to cover such
fee(s), you herby agree that Company may charge, at its sole discretion, such fee(s) from your
credit card(s). Please note that the minimum charge from a credit card is USD 3.00. Accordingly,
any surplus balance, after paying the Renewal Fee(s) will be credited to your balance. If Company is
unable to collect such fee(s), Company reserves the right to close part, or all, of your open positions.
You shall be liable for promptly paying all Renewal Fees fee(s), even if all margins previously
deposited by you have been lost. The result of the above is that even a slight fluctuation of the
market could mean substantial gains when these fluctuations are in your favor, but that could also
mean considerable losses if the fluctuations are to your detriment.
No system exists that could assure you that transactions on the foreign currency market should
bring you great benefits, nor is it possible to guarantee, that your transactions will yield favorable
results. The amount you could lose in a transaction carrying limited risk will never be more
appreciable than that which you can lose in transactions having no pre-determined limit on loss.
Nevertheless, even though the extent of the losses could be subjected to an agreed upon limit, the
risk of incurring losses could be higher, and that loss could occur in a relatively short period of time.
It is possible that some unfavorable situations on the market could occur, in a relatively short
period of time, resulting in the total loss of your investment. Since deposit of an additional
guarantee is not obligatory in this case, Company reserves the right to close the outstanding
balances without the customer’s consent. The risk information presented here does not reflect all of
the risks as well as other important aspects intrinsic to the stock market. Therefore, before starting
to trade, you should learn the specifics of trading on stock markets in detail. You should conclude
an Agreement for opening and/or closing transactions on the market only if you are absolutely sure
of the size of its possible risk and consequences and if you understand in detail the scope and range
of your rights and obligations.
Products offered on this site: the products offered on this site are solely “Day Trading” and “Limit
orders”. For additional information regarding these products please refer to our Guided Tour and
/or our Glossary.
19.Company records, at its sole discretion, telephone calls made from and to its offices. You
hereby agree that telephone calls made, either by you contacting Company, or when being
contacted by Company, may be recorded by the company.
20. Withdrawal orders: The provision of documentation is a prerequisite, prior to the execution
of a withdrawal order.
1. Withdrawal of credit card deposits: Credit card deposits may be, according to credit card
companies’ regulations, returned to same credit card when a withdrawal is performed.
There is no fee to withdraw via credit card.
2. A withdrawal to a bank account where initial deposits have been performed by credit
cards will be executed back to credit card or to bank account at company’s discretion.
Withdrawals to bank account may take a longer time period, due to additional security
procedures and documentation required from the Customer.
3. Withdrawal to a bank account where bank or wire transfers have been used for funding
the account – the Company will execute a wire transfer to the same bank account that was
used for the deposit. Withdrawals to bank account may take a longer time period, due to
additional security procedures and documentation required from the Customer.
If there are no active bonus agreements and your account is fully verified and the withdrawal
amount is not bigger than your current balance, the withdrawal will be handled within 2 business
days.
Withdrawals are processed Monday to Friday (excluding banking holidays). If 2 business days
have passed and your withdrawal request is still pending, please contact
[email protected] to find out what terms need to be completed in order for the
request to be completed.
If your withdrawal request has been completed and 7 days have passed and you are unable to
locate the funds, please contact us at [email protected] and we will provide
supporting information and/or documentation about the payment.
Credit Card Deposits Variance
When choosing an account base currency other than USD, your credit card may be debited sums
which due to exchange rates and credit card companies’ fees, may slightly vary from the initial sum
that has been deposited by you in the account base currency. You hereby accept that such
variations may occur and you hereby affirm that you shall not seek to object to the abovementioned fees.
Wire Transfers.
When depositing by a Bank Transfer, as required by anti-money-laundering regulations, you are
required to use only one bank account, which is in your country of residence and in your name. An
authentic SWIFT confirmation or Transfer Confirmation, showing the origin of the funds, must be
sent to Company. Failure to submit such SWIFT/Confirmation may result in the return of the
deposited amount, hence preventing the deposit of such pending amounts to your
Company account. Any withdrawal of funds, from Company account to a bank account, can only be
refunded to the same bank account that the funds were originally received from.
21. FinInsider customer accounts in which there have been no transactions (trading /
withdrawals / deposits), for a set period of 12 months, will be considered by The Company as being
dormant
accounts. Dormant accounts will be charged an annual maintenance fee of US $30 or the full
amount of the free balance in the account if the free balance is less than US $30. There will be no
charge if the free balance is zero. Consequently, all accounts with a zero free balance will be closed.
22. FinInsider may exercise full discretion in modifying or discontinuing any part or whole of
this
Agreement at any time without cause or prior notice.
These Additional Terms apply in addition to the general terms and conditions set out above. If
there is a conflict between these Additional Terms and the general terms and conditions set out
above, the provisions of these Additional Terms shall prevail.
23. COMPLAINTS
The Customer will submit all complaints to [email protected] and allow up to a week
for a full investigation. During this period the Company is obliged to review all transactions,
phone records and relevant documentation and the Customer should be available and provide
any additional information or documentation that the Company may request from him. Hereby
the Customer agrees to handle all and any complaints directly with the Company without
involving any Third parties.
24. Company can require identification documentation from customers after the initial deposit for
the purpose of account verification. This documentation is used for account verification purposes
only and is maintained by FinInsider as encrypted data in a secured environment. Account
Verification is required at two levels:
• Customer verification documents required: Passport or national identification
card together with a current valid utility bill.
• Credit Card verification documents required: Copy of both sides of credit card
displaying the last four digits of the card and the expiry date. Additionally, Customers
are required to confirm every credit card transaction by signing the Company credit
card deposit declaration (received by email, immediately after a new transaction was
performed)
Customers not providing documents requested may be prevented from depositing further and/or
trading and the accounts will be frozen until the account verification process has been completed.
The Customer is obliged to use only payment methods that belong to him and are under his name.
The Company reserves the right to reverse any such deposits back to the original payment method
used by the client.
Exception to this rule can only be made in case the Third-Party Depositor and The Customer are
in spousal relationship.
25. This Agreement shall be construed and enforced in accordance with, and shall be governed by
the law of Marshall Islands, notwithstanding any conflicts of laws principles. Each of the Parties
hereby irrevocably (i) consents to any suit, legal action or proceeding with respect to this
Agreement being brought exclusively in the competent courts in Marshall Islands (the “Courts”) and
waives to the fullest extent permitted by law any objection which it may have now or hereafter to
the venue of any such suit, action or proceeding in any such Courts and any claim that any such suit,
action or proceeding has been brought in an inconvenient forum, (ii) acknowledges the competence
of such Courts, (iii) explicitly submits to the exclusive jurisdiction of such Courts in any such suit,
action or proceeding, and (iv) agrees that final judgment in any such suit, action or proceeding
brought in such Courts shall be conclusive and binding upon it and may be enforced in all courts.